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Simply click on the title of an article below to view its complete text:   Taxation of Long-term Care Insurance Proceeds Long-term care (LTC) insurance provides financial protection for health and social services costs incurred by insureds with chronic illnesses or disabilities that prevent them from being able to carry out activities of daily living.   Timely Tax Tips As we approach the final quarter of the year, you probably have a pretty good idea of what your 2005 income will look like, and some planning to reduce your taxes might be appropriate. Following are some potential tax-saving issues to consider before year-end.   New Vehicle Tax Credits On August 8, 2005, President Bush signed the Energy Tax Incentive Act of 2005 (2005 Energy Act), which included four new alternative motor vehicle tax credits.